Have you considered joining a warehouse club like Costco to gain access to members-only deals that could save you money? Many shoppers can keep more money in their checking account by shopping at the popular retailer.

But to shop here you have to pay an annual fee. Now is the perfect time to join us. With this membership offer, you can pay as little as $20 for your first year of membership. Here’s what you need to know.

Get $45 to spend at Costco with this membership offer

StackSocial is a website offering discount offers on products, subscriptions and memberships, mobile apps, gift cards, and more. Right now, there is a Costco membership deal that could offer savings to new members.

New members who purchase a one-year Costco Gold Star membership will receive a $45 Costco Shop digital card. You can spend Shop Card funds at Costco’s club or Costco.com. You must be new to Costco or your last subscription ended at least 18 months ago.

Costco’s Gold Star membership costs $65 per year, so you’ll pay the standard membership fee if you purchase this deal. But since you’ll get $45 free to spend at Costco later, your first year of membership will actually only cost $20. It’s a great deal.

Costco’s Premium Executive Membership offers more benefits, including 2% back on most Costco purchases (more info below). If you prefer to become an executive member, you will pay $130 to join. Eligible new Executive Members who take advantage of this offer will also receive a $45 Shop Card, making the first year of membership cost $85.

Qualified new members will receive their Shop Card via email within two weeks of purchase. You must redeem your membership through Costco by January 31, 2025, but StackSocial encourages customers to redeem within 30 days of purchase.

This new membership offer is a great way to try Costco for less. Buying the retailer’s exclusive offers could be a good decision for your wallet.

Want to earn cash back on your Costco shopping? With the right credit card, you can earn rewards. Click here to check out our list of the best credit cards that offer big rewards at Costco.

Which Costco membership is right for you?

Still not sure which type of membership is right for you? Besides annual dues, the most notable difference between a Gold Star membership and an Executive membership is that Executive members can earn rewards.

Members can earn up to $1,250 in rewards each year. If you plan to shop at Costco often and want to earn rewards, the $130 Executive Membership may be a good solution.

You can maximize your rewards by using a cash back credit card to pay for your purchases. Check out our list of the best cash back credit cards to see how easy it is to get cash back when you shop at Costco and other retailers.

If you’re not sure you’ll buy enough at Costco to recoup the Executive membership upgrade fee, a standard Gold Star membership may be better. You can shop Costco deals in-club or online while paying less.

Are you about to invest in a membership? Costco offers a 100% member satisfaction guarantee. If you are not satisfied with your experience, you can cancel your membership and get a refund. This policy can give buyers more confidence to adhere.

If you need an incentive to join Costco, this StackSocial deal might be for you. Happy shopping!