Good morning. The American elections promise to be close. Traders are bracing for a long and volatile night. And even some high-income Americans can no longer afford new cars. Hear the best stories of the day.

Polls suggest presidential race set for photo finish as Kamala Harris and Donald Trump blitz through swing states to make their final arguments. Harris focuses on her economic agenda and Trump makes allegations of election fraud. Both teams are also preparing their governments in waiting. After the craziest campaign in decades, here’s a look at what has happened so far as election day approaches.